Income-sharing agreements (ISAs) were hatched more than 60 years ago by Milton Friedman, but the financing instrument is still trying to establish its legitimacy.
Why it matters: ISAs, which let borrowers get cash upfront and repay it later via a portion of their future earnings, have been hailed as a solution to the college debt crisis.
Latino and Hispanic Americans are vastly neglected and poorly represented in popular films, according to a new report from the University of Southern California's Annenberg Inclusion Initiative.
Why it matters: The report, released on the first day of Hispanic Heritage Month, found that while Hispanic and Latino Americans have the highest per-capita theater attendance in the nation, they're rarely cast in lead roles in popular films.
Heat is typically the No. 1 weather-related killer in the U.S. — but depending on the neighborhood, some city residents experience cooler, more manageable temperatures than others.
Why it matters: Allcities trap heat, with their darkly colored asphalt and energy absorbent buildings — a phenomenon known as the Urban Heat Island effect. However, within these heat islands, some areas are consistently hotter.
The increasing number of extreme weather incidents is spurring calls from emergency services workers and state and local officials for better public health mapping to identify and assist people at risk from environmental disasters.
Why it matters: People of color, especially Black Americans, have been disproportionately affectedby environmental hazards and are more likely to die of environmental causes now and in the future.
A growing environmental threat to communities of color — particularly Black Americans, Hispanic Americans and Native Americans — is the damage some are likely to suffer because of climate change in the coming years.
The big picture: This visual is based on an EPA analysis released this month that explores how warming and rising seas could make life especially miserable for people of color based on where they currently live in the lower 48 states.
A national study out earlier this year from the nonprofit First Street Foundation supports what experts have long believed: The National Flood Insurance Program undercharges for flood insurance in certain areas, making it cheaper and easier for people to live in dangerous places if they’re willing to take the risk.
The big picture: The group found 4.2 million properties across the country face major flood risk and pay too little in flood insurance; a quarter of those were in Florida. And the data show the risk is racially lopsided.
On a cool July dawn, 11-year-old Henry Herrera and his father were outside their home in Tularosa, New Mexico, when they saw a bright light and heard the boom of what turned out to be the world's first atomic bomb test.
Hours later, their home was covered in ash.
Why it matters: Three-quarters of a century later, Hispanic and Mescalero Apache families and descendants of those living near the Trinity Test are dealing with rare cancers that have devastated nearly fourgenerations, while the federal government ignored, dismissed and forgot them.
Most of us take the quality of the air we breathe and the water we drink for granted. But for people of color, the environment is often the cause of chronic, sometimes fatal health issues.
In August 2015, Steve Benally walked out of his Halchita, Utah, home on the Navajo Nation and heard a warning: Don't use the water. The Gold King Mine near Silverton, Colorado, had spilled toxic wastewater into the Animas River watershed.
The big picture: Benally would lose his harvest and suffer from secondary health effects, highlighting just one of the environmental dangers some Native Americans, Black Americans and Latinos face from pollution and poor government oversight.
