HOAs gain ground in Utah
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Utah has one of the highest rates in the nation of home listings with HOA dues, Realtor.com data shows.
Why it matters: Those dues are also rising, adding to housing costs just as prices stabilize in Utah's cooling market.
By the numbers: More than 58% of new listings in 2025 included HOA fees, at a median monthly cost of $164.
- That's up from $150 in 2024, when 57% of listings were attached to HOAs.
The big picture: HOAs are claiming a growing share of housing across the West.
- The share of listings with HOAs has grown by more than 10% in 14 states since 2019, per Realtor.com's analysis. Half of those, including Utah, were west of the Rockies.
- Two of the three biggest jumps were in neighboring Nevada and Arizona, where more than 65% of listings now charge HOA dues.
Between the lines: Condos and townhomes — which make up a growing share of Utah's housing — are likelier than single-family houses to charge HOA fees.
Zoom out: Nationwide, roughly 44% of homes listed for sale on Realtor.com last year had HOA dues, up from 42% in 2024.
- The median monthly fee rose to $135 from $125 in 2024 — and dues can even stretch beyond $500.
Between the lines: Residents pay HOA dues to fund maintenance and amenities like pools and gyms.
- Associations also often enforce strict rules on everything from holiday decor to lawn care, with fines for residents who fail to comply.
The bottom line: "The condo's traditional affordability advantage over single-family homes is eroding — and in many markets, it has reversed entirely," housing economist Aziz Sunderji writes in his newsletter, Home Economics.

