Oregon's insurance risks

Americans who live in states dealing with fires, high winds and flooding could see insurance rates increase — or lose coverage entirely — as climate disasters intensify.

Why it matters: In some Oregon counties, more than 80% of policy holders could see increases in premiums — or cancellations of policies altogether — mostly due to risk from wildfires.

Zoom in: The counties with the highest risk are rural — Wasco, Jackson and Josephine — and have been home to large wildfires in the past.

• Homeowner's insurance rates in some of these areas could start to become unaffordable as climate change fuels an increase in destructive storms.