How a coronavirus scare can lead to surprise medical bills

• Our thought bubble: The episode would be a great parody of the health care system, if it wasn't real.

The man has a short-term health insurance plan, which usually have skimpy benefits in exchange for lower premiums, and don't have to cover pre-existing conditions. The Trump administration has expanded them.

• The hospital told the Herald that the patient is only on the hook for $1,400 based on his insurance, but his insurer told him that first, he must provide three years of medical records to prove that his flu didn't relate to pre-existing conditions.
• And more bills are probably coming.

The kicker: The patient works at a medical device company that doesn't offer health insurance to its employees.

Go deeper: Employers, not patients, have the most health insurance choices