Alex Brandon / AP

Without a spending bill, parts of the government began shutting down early Saturday for the third time this year. That means most federal services, including the Departments of State, Justice, Transportation, and Homeland Security, will close temporarily.

Why it matters: Even if you aren't a government employee, a shutdown can still affect you personally — from how your tax dollars are spent to which tourists sites you can't visit.

What could happen

420,000 federal employees will be working with delayed pay, per CNBC, including:

  • Over 41,000 law federal law enforcement officers from various departments
  • The majority of Homeland Security employees
  • Around 54,000 Customs and Border Protection employees
  • Several thousand Forest Service firefighters and National Weather Service forecasters

Another 380,000 federal employees would be furloughed, meaning they won't be going to work and won't be getting paid. This will include:

  • 96% of NASA employees
  • 86% of Commerce Department workers
  • 30% of Transportation Department employees
  • 80% of Forest and National Park Services
  • 95% of Housing and Urban Development workers

What it means for you:

  • Mail: The U.S. Postal Service is an independent agency that doesn't rely on tax dollars to operate, so your mail will still be delivered.
  • Your wallet: When the government shut down for 16 days in 2013, it cost taxpayers $2 billion in lost productivity, according to the Office of Management and Budget.
  • Tourism: All national parks, museums, and zoos will be closed. You might also have trouble getting a passport.
  • Transportation: There could be some airline and train delays, as "non-essential" employees will be furloughed.
  • Food stamps: You can still collect these. The Supplemental Nutrition Assistance Program (SNAP) is a mandatory entitlement program.
  • Federal courts: The courts won't close their doors immediately, but they could be affected if a shutdown lasts more than 10 days, according to past guidance.
  • Social security: You will still receive payments under the program, as it is deemed mandatory by the government.
  • Loans: Whether you own a small business or are planning to buy a house, you'll have to wait if you need a loan from the government.

One government entity that won't be affected by a partial shutdown? The office of special counsel Robert Mueller, which is "funded from a permanent indefinite appropriation."

Go deeper: Trump's Christmas shutdown spooks GOP

Go deeper

Debate commission co-chair: We don't expect moderators to fact-check candidates

Presidential Debate Commission co-chair Frank Fahrenkopf Jr. said Sunday he doesn't expect Fox News anchor Chris Wallace or any of the other moderators to fact-check President Trump or former Vice President Joe Biden at the debates.

What he's saying: "There's a vast difference between being a moderator in a debate and being a reporter who is interviewing someone." Fahrenkopf Jr. said on CNN's "Reliable Sources."

Updated 39 mins ago - Politics & Policy

Coronavirus dashboard

Illustration: Sarah Grillo/Axios

  1. Global: Total confirmed cases as of 3:00 p.m. ET: 32,930,733 — Total deaths: 995,450 — Total recoveries: 22,782,236Map.
  2. U.S.: Total confirmed cases as of 3:00 p.m. ET: 7,094,145 — Total deaths: 204,607 — Total recoveries: 2,750,459 — Total tests: 100,492,536Map.
  3. States: 3 states set single-day coronavirus case records last week — New York daily cases top 1,000 for first time since June.
  4. Health: The long-term pain of the mental health pandemicFewer than 10% of Americans have coronavirus antibodies.
  5. Business: Millions start new businesses in time of coronavirus.
  6. Education: Summer college enrollment offers a glimpse of COVID-19's effect.
Updated 1 hour ago - Health

3 states set single-day coronavirus case records last week

Data: Compiled by Axios; Map: Danielle Alberti/Axios

Utah, North Carolina and Wyoming set new highs last week for coronavirus infections recorded in a single day, according to the COVID Tracking Project (CTP) and state health departments. Utah and Wyoming surpassed records set the previous week.

Why it matters: Record case highs have usually meant that more hospitalizations and other serious outcomes are on the way, CTP's latest weekly update notes.