No more empty ACA counties, but not problem-free either

Sam Jayne / Axios

The threat of counties with no Affordable Care Act insurance options next year has faded, now that the Ohio Department of Insurance has found a health insurance company to serve the last county that was at risk. Roughly 23% of people buying plans on the ACA marketplaces will have one insurer to pick from next year, and the rest will have at least two choices, according to Bloomberg.

But filling the "bare counties" doesn't solve all of the shortcomings for people who get their health coverage outside the employer system. Here are pros and cons of the ACA marketplaces as they stand now.