Miami drivers crash more often than U.S. average, but we're not the worst
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Staying true to their reckless reputation, Miami drivers get into car crashes more frequently than the average U.S. driver, according to Allstate claims data.
What they found: The data measures how many years pass between reported collisions among motorists from the 200 biggest U.S. cities, per Allstate claims data.
- Miami drivers with Allstate went just under 10 years on average between collisions, according to Allstate's 2025 America's Best Drivers Report.
- The nationwide average was about 10.6 years.
Zoom out: Boston; Washington, D.C., and Baltimore drivers go the fewest years between collisions, averaging less than five years between crashes.
The intrigue: Maybe Miami drivers aren't as bad as everyone says — or many just don't file insurance claims.
How it works: Allstate's report is based on 2022-2023 claims data and defines collisions as incidents resulting in property or collision damage claims.
- That means minor fender benders that go unreported — as common in city driving as potholes and work zones — aren't captured here.
- The findings are based on where drivers live, not necessarily where incidents happen.
Reality check: The data doesn't factor in collisions' severity.
- Some cities may have a smaller number of road incidents overall, but more fatalities.
The bottom line: "No matter where you drive, the best way to protect yourself and others is simple: buckle up, stay focused and slow down," Sandee Lindorfer, Allstate vice president of auto claims, said in a statement accompanying the report.