Miami drivers crash more often than U.S. average, but we're not the worst
Add Axios as your preferred source to
see more of our stories on Google.


Staying true to their reckless reputation, Miami drivers get into car crashes more frequently than the average U.S. driver, according to Allstate claims data.
What they found: The data measures how many years pass between reported collisions among motorists from the 200 biggest U.S. cities, per Allstate claims data.
- Miami drivers with Allstate went just under 10 years on average between collisions, according to Allstate's 2025 America's Best Drivers Report.
- The nationwide average was about 10.6 years.
Zoom out: Boston; Washington, D.C., and Baltimore drivers go the fewest years between collisions, averaging less than five years between crashes.
The intrigue: Maybe Miami drivers aren't as bad as everyone says — or many just don't file insurance claims.

How it works: Allstate's report is based on 2022-2023 claims data and defines collisions as incidents resulting in property or collision damage claims.
- That means minor fender benders that go unreported — as common in city driving as potholes and work zones — aren't captured here.
- The findings are based on where drivers live, not necessarily where incidents happen.
Reality check: The data doesn't factor in collisions' severity.
- Some cities may have a smaller number of road incidents overall, but more fatalities.
The bottom line: "No matter where you drive, the best way to protect yourself and others is simple: buckle up, stay focused and slow down," Sandee Lindorfer, Allstate vice president of auto claims, said in a statement accompanying the report.

