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Photo: Kena Betancur/Getty Images

Both health insurers and regulators are working to make sure that coronavirus diagnostic tests will be covered — but that doesn't necessarily mean coronavirus treatment will be affordable.

Driving the news: California, New York and Washington state have announced that health plans are required to cover the diagnostic tests and the associated provider visit, without cost sharing.

  • Many health plans — including members of America's Health Insurance Plans are voluntarily saying that the tests will be covered. Cigna announced specifically that it will waive all cost sharing.
  • The Centers for Medicare and Medicaid Services emailed Medicare beneficiaries yesterday saying that the tests are covered. Lab tests generally don't have cost sharing under Medicare.

Yes, but: State insurance commissioners don't have the authority to regulate self-insured plans, which cover 61% of workers with employer-provided health benefits, according to the Kaiser Family Foundation.

  • And, as WSJ points out, the state actions "focus on diagnosis, not treatment of COVID-19. ... Older people and those with underlying health conditions have in some cases needed extensive, and costly, hospital care."

And while state regulators are addressing the provider visit associated with testing, insurers themselves generally aren't.

  • "We will cover needed diagnostic testing when ordered by a physician. We will take action to ease network, referral, and prior authorization requirements and/or waive patient cost sharing," AHIP said in a statement by its board of directors.
  • But the related provider visits and other services "would be covered in accordance with a person’s policy," an AHIP spokesperson said.

Go deeper: Coronavirus test kit affordability could hurt U.S. containment efforts

Go deeper

Off the Rails

Episode 7: Trump turns on Pence

Photo illustration: Eniola Odetunde/Axios. Photos: Elijah Nouvelage, Alex Wong/Getty Images

Beginning on election night 2020 and continuing through his final days in office, Donald Trump unraveled and dragged America with him, to the point that his followers sacked the U.S. Capitol with two weeks left in his term. Axios takes you inside the collapse of a president with a special series.

Episode 7: Trump turns on Pence. Trump believes the vice president can solve all his problems by simply refusing to certify the Electoral College results. It's a simple test of loyalty: Trump or the U.S. Constitution.

"The end is coming, Donald."

The male voice in the TV ad boomed through the White House residence during "Fox & Friends" commercial breaks. Over and over and over. "The end is coming, Donald. ... On Jan. 6, Mike Pence will put the nail in your political coffin."

Big Tech's post-riot reckoning

Photo illustration: Sarah Grillo/Axios. Photo: Tasos Katopodis/Getty Images

The Capitol insurrection means the anti-tech talk in Washington is more likely to lead to action, since it's ever clearer that the attack was planned, at least in part, on social media.

Why it matters: The big platforms may have hoped they'd move to D.C.'s back burner, with the Hill focused on the Biden agenda and the pandemic out of control. But now, there'll be no escaping harsh scrutiny.

27 mins ago - Technology

Why domestic terrorists are so hard to police online

Illustration: Eniola Odetunde/Axios

Domestic terrorism has proven to be more difficult for Big Tech companies to police online than foreign terrorism.

The big picture: That's largely because the politics are harder. There's more unity around the need to go after foreign extremists than domestic ones — and less danger of overreaching and provoking a backlash.