May 3, 2019 - Health

Not everyone likes their employer health coverage

Reproduced from a Kaiser Family Foundation report; Chart: Axios Visuals
Reproduced from a Kaiser Family Foundation report; Chart: Axios Visuals

The higher an employee's deductible is, the less they tend to think of their plan, according to a new Kaiser Family Foundation-Los Angeles Times survey of people with employer coverage.

Why it matters: Deductibles keep going up — suggesting more employees are probably growing dissatisfied with their employer health coverage.

  • The more people don't like their employer insurance, the less rattled they're likely to be if it's taken away — key context in the "Medicare for All" debate.

Between the lines: People with higher deductibles, unsurprisingly, reported having a harder time affording care.

By the numbers: 41% of survey respondents had an individual plan deductible higher than $1,500 or a family plan deductible above $3,000.

  • 40% of respondents reported some kind of affordability problem, the most common of which was paying for medical bills while still in their deductible.
  • People with higher deductibles were more likely to report an affordability problem.

What we're reading: The LA Times dug deeper into how insurance has changed over the last decade and what it means for workers.

  • "There has been a quiet revolution in what health insurance means in this country," the Kaiser Family Foundation's Drew Altman told the LA Times. "This happened under the radar while everyone was focused on the Affordable Care Act."

Go deeper: Why some families with insurance still can't afford health care

Go deeper