Nov 9, 2018 - Health

ACA didn't hurt employer coverage like critics said it would

A crowd of people, with a man holding a sign that says "Defund Obamacare"

The Tea Party rallies against Obamacare. Photo: Brooks Kraft LLC/Corbis via Getty Images

Critics of the Affordable Care Act have argued that the law would force insurers to drop coverage or cut workers’ hours — but that hasn’t happened, according to a new analysis from the Urban Institute.

The details: Employer-based health coverage has held steady since 2010, as the overall number of insured people rose. Researchers found no relationship between the number of people in a given field who had insurance and the overall changes in employment levels, hours worked or earnings. However, everything isn’t worry-free in the world of employer-sponsored insurance. Deductibles and other out-of-pocket costs have been steadily rising, as health care costs go up and employers shift more of those increases onto their workers.

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