Stories

Workers are shouldering more of their health care costs

Annual premiums for more than 150 million Americans who get health insurance through their jobs increased only 3% on average this year, according to the latest employer survey data from the Kaiser Family Foundation and the Health Research & Educational Trust.

Yes, but: The tiny uptick was a shade higher than inflation and growth in wages, meaning health care is still eating a growing share of people's paychecks. The data also show that workers are shouldering a lot of those premium increases and are continuing to pay more out of pocket — indicating a steady, slow erosion of employer-based health insurance.