Health care costs

Private health insurance plans pay more

Data: Robert Wood Johnson Foundation; Chart: Chris Canipe/Axios

Workers who get health care coverage through their jobs are bearing the brunt of rising health care costs. And that’s mainly because health care prices keep going up, not because we’re using more health care services.

The big picture: Per-person spending is growing faster for private insurance than it is for Medicare or Medicaid, according to a new analysis from the Robert Wood Johnson Foundation and the Urban Institute.

A price cap project in Rhode Island

Hospitals.
Hospital. Photo: OLI SCARFF/Getty Images.

The largest health insurers, hospitals and doctors' groups in Rhode Island have agreed to cap their annual spending growth to 3.2% from 2019 to 2022. That's a somewhat aggressive target that is below recent national spending growth.

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