Household spending on health insurance will increase across multiple income groups if enhanced Affordable Care Act subsidies are allowed to expire next year, Urban Institute researchers found.

Why it matters: The fate of the tax credits is shaping up to be one of the biggest health policy fights next year, with Republicans increasingly unlikely to renew the assistance.

• Congressional Republican negotiators this month rejected a Democratic proposal for a one-year extension as part of a year-end health deal.
• President-elect Trump, on NBC's "Meet the Press," wouldn't rule out replacing the Affordable Care Act, repeating that he had "concepts of a plan" for health care.

What they found: Expiration of the subsidies would mean people making 200% to 250% of the federal poverty level (FPL), or about $37,000 in annual income, would see their spending double to as much as $1,076 in annual premiums.

Zoom in: The effects would vary widely from state to state, and significant increases are projected for Georgians.

• Georgians making less than $37,650 in annual income, would see an average annual increase of $522 (from $88 to $611).
• For those who earn more, premiums would rise by an average of $623 (from $1,191 to $1,814).

Between the lines: If enhanced subsidies are allowed to expire, enrollment in ACA marketplaces is projected to drop by an estimated 7.2 million people, per the report.

• A report from the Congressional Budget Office last week estimated that, without an extension through 2026, the number of uninsured will rise by 2.2 million that year.
• The number could rise by 3.7 million in 2027 and by 3.8 million, on average, in each year between 2026 and 2034.
• The CBO has estimated it would cost $335 billion over 10 years if the subsidies were made permanent.

Atlanta United has hired Chris Henderson as the team's sporting director as the once-golden Five Stripes look to rebuild.

Why it matters: Atlanta United fired head coach Gonzalo Pineda in June and dismissed longtime technical director and vice president Carlos Bocanegra in September. 

• Henderson, who has helped build rosters and coordinate top talents, will play a key role in creating stability and direction for the 2018 MLS champs. 

Zoom in: The former U.S. men's national team and MLS midfielder joins from Inter Miami CF, where he helped manage a roster of talents like Lionel Messi and win a Leagues Cup in 2023.

• Prior to Miami, Henderson spent 12 years at the Seattle Sounders FC as technical director.
• While there, he worked with Garth Lagerwey, who's now Atlanta United's president and CEO. During that period, the Sounders made four MLS title game appearances in five years, the AP notes.

What's next: Hiring a new Atlanta United coach — the team's fifth permanent coach in less than a decade.

Phoenix 3000 was riding around the eastside over the weekend with Kristal when he spotted this colorful wall.

• He couldn't resist pestering Kristal to do an impromptu photo shoot. Can you guess where they were?

🥊 Mayor Andre Dickens says he plans to avoid any "useless fights" with the incoming Trump administration. (AJC)

🏘️ The Marietta City Council approved plans for a tiny-home community to serve unhoused students in the public school system. (WSB)

👶 State lawmakers will likely consider increasing tax credits to cover childcare expenses and boosting pay rates for toddlers' teachers. (Georgia Recorder)