How much did it cost us to have a C-section delivery at CMC main?
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My wife and I just had a baby boy a few months ago. When he laughs my heart melts. I’m obsessed with him.
I’m also obsessed with health care. It’s complicated. It’s inefficient. It’s close to impossible to understand. Therefore, I believe it’s going to change. I hope Charlotte leads this (I’m looking at you, Tarwater). And, I think it starts with education and conversations. I know, nerdy.
Here is a breakdown of how much it cost us to have a C-section delivery. I’m sharing this because other people don’t and I think it’s something expecting parents could find helpful.
In the magic of seeing a live human that you created and the sleepless nights, it’s easy to just pay random bills that hit your mailbox. I know this because I did it with 8 random bills.
It’s like those MasterCard commercials:
- Cost of baby delivery before insurance? $16,299.94
- Total out of pocket costs for us after insurance and refunds? $3,039.99
- Smelling and kissing on your baby? Priceless
Cost breakdown
Pre-registration cost estimates for mom and baby.
Carolinas HealthCare System
We paid $1352.14
Routine OB Care provided by Eastover OB/GYN
Carolinas HealthCare System
$4,724 total
$4,250.16 covered by insurance
We paid $473.84
Mother and newborn care (hospital stay)
Carolinas HealthCare System
$5,375.50 total
$3,920.40 covered by insurance
We paid $1,455.10
Epidural during labor and spinal during C-section
Southeast Anesthesiology Consultants
$4,640.00 total
$4,249.40 covered by insurance
We paid $390.60
Baby immunology and newborn tests
Carolinas Pathology Group
$74.44 total
$49.44 covered by insurance
We paid $25.00
Pediatrician visit in hospital
Novant Health
$454.00 total
$90.80 covered by insurance
We paid $362.20
Delivery room resuscitation
Carolinas HealthCare System
$432.00 total
$367.20 covered by insurance
We paid $64.80
Circumcision
Children’s Urology of the Carolinas
$500.00 total
$457.98 covered by insurance
We paid $42.02
Refunds:
Carolinas HealthCare System – $763.51
Novant – $97.50
Novant – $265.70
Total out of pocket: $3,039.99
Still confused by what all of these mean? Us too.