People in many parts of the country will have more insurance plans to choose from this time than they did during the last ACA enrollment window.

That's good, but there's a catch. People who already have ACA coverage, and who renew their policies automatically without going back through, could see their costs rise.

What they're saying: "This year people might get complacent because they hear the average premium is going down, but that still hides enormous variation," according to the Kaiser Family Foundation's Larry Levitt.

By the numbers, per a recent HHS report:

  • 20% of current enrollees will have just 1 plan to choose from — down from 29% a year ago.
  • 57% of current enrollees will have at least 3 plans to choose from — up from 44% a year ago.

How it works: If you're buying coverage through the exchanges and getting a subsidy to help pay your premium (as most enrollees do), the size of that subsidy is based on your income and the cost of a specific plan in your area.

  • As new plans come onto the market in your area, subsidies might now be tied to one of those plans — which means the value of the subsidy will change, and it may cover less of your costs for the same plan.
  • (If you really want to go deep on how all this works, I wrote a treatise on it in a previous life.)

The bottom line: Enrollees who don't go back through the shopping process could have to pay more.

Go deeper

Harris: "Women are going to be a priority" in Biden administration

Sen. Kamala Harris at an event in Wilmington, Del. Photo: Drew Angerer/Getty Images

In her first sit-down interview since being named Joe Biden's running mate, Sen. Kamala Harris talked about what she'll do to fight for women if elected VP, and how the Democrats are thinking about voter turnout strategies ahead of November.

What they're saying: "In a Biden-Harris administration women are going to be a priority, understanding that women have many priorities and all of them must be acknowledged," Harris told The 19th*'s Errin Haines-Whack.

Facebook goes after Apple

Illustration: Lazaro Gamio/Axios

Facebook is seeking to force a face-off with Apple over its 30% in-app purchase commission fee, which Facebook suggests hurts small businesses struggling to get by during the pandemic.

The big picture: Facebook has never publicly gone after Apple, a key strategic partner, this aggressively. Both companies face antitrust scrutiny, which in Apple's case has centered on the very fee structure Facebook is now attacking.

1 hour ago - World

Exclusive: UAE wants Israel normalization finalized "as soon as possible," minister says

The UAE's Minister of State for Foreign Affairs, Anwar Gargash, told me in an exclusive interview that his country wants to implement its normalization deal with Israel “as soon as possible."

What he's saying: Gargash said he was confident that the U.S.-brokered deal moved Israeli annexation of the West Bank off the table for a “long time.” He also said Israeli tourists would soon be able to travel to the UAE.