A third of psychologists won't take insurance: survey
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Just over a third of U.S. psychologists say they don't accept any type of health insurance, according to the American Psychological Association's latest annual provider survey.
Why it matters: The lack of mental health professionals in insurer networks can make it difficult for Americans to access counseling or other behavioral care.
- Psychology appointments not covered by health insurance might range from about $100 to $200 per session, according to Psychology Today.
By the numbers: 34% of those surveyed said they aren't in public or private insurer networks.
- 82% of those cited insufficient reimbursement rates as the biggest barrier to participating.
- 62% cited pre-authorization requirements and other administrative issues, and 52% said they're concerned about obtaining reliable reimbursements from insurers.
- Just under half (48%) of psychologists who don't take insurance said they used to accept it.
- 853 practicing psychologists completed the APA's survey in September.
Zoom in: Psychologists who accept insurance are most likely to take private plans, with 58% of all surveyed saying they take commercial insurance.
- 36% said they accept traditional Medicare, but only 26% reported contracting with Medicare Advantage plans.
- Additionally, 53% of psychologists surveyed said they didn't have openings for new patients.
Between the lines: The Biden administration in September finalized new rules to better enforce requirements that insurers cover mental health on par with physical health.
- Under those rules, insurers may have to boost reimbursements if they find their mental health networks are too skimpy. Insurers have said the rules will complicate compliance and decrease access to care.
Go deeper: Lawsuit says "ghost networks" are denying Americans mental health care
