Expert Voices: Michael Hsu on regulatory shifts, open data and fintech charters

Recent swings in the regulatory pendulum are "bad for business," former acting comptroller of the currency Michael Hsu tells Axios Pro, warning that banks and fintechs cannot afford to rebuild their models every time leadership in Washington changes hands.

Context: Hsu spent more than two decades in government, most recently at the OCC, where he focused on safety and soundness, fairness and the risks in bank-fintech partnerships.