One in five Americans think they'll never be able to retire, according to a new Axios-Ipsos poll.

Why it matters: Millions of people who are nearing retirement age are financially unprepared.

• About half of people between ages 55 and 66 have no personal savings, according to Census Bureau data.

The big picture: Many who haven't yet retired say they are unsure how to plan for it, Axios' Erica Pandey reports.

• Just 36% of those 55 and older — nearing typical retirement age — say they'll be able to retire at the time they expected.

By the numbers: 30% of people still in the workforce plan to use a pension to help fund their future retirement, compared with 54% of retirees who say they're using pension money.

• On top of that, "roughly half the workforce, we're talking 50-plus million people, work for an employer that doesn't offer a retirement plan," David John, a senior policy adviser at AARP, tells Axios. That could mean a small business or gig work.

The bottom line: Retirement may seem out of reach, but it remains a goal for most Americans, and those who have retired say they're content: 68% of retirees agree that they feel better than ever now that they've retired.

Here's what y'all said when we recently asked about your retirement plans.

The big picture: The responses from across Texas highlighted uncertainty around taxes and inflation, plus concerns about health care costs and other variables that might come up.

Zoom in: Some, like Elaine W. from Dallas, say they have enough money to sustain their pre-retirement lifestyle.

• But many are considering working or are still worrying about having enough — even those who have savings and have worked with financial planners.

What they're saying: "I do have concerns about whether my savings will be sufficient in retirement," Robert E. from Tomball says. "The typical uncertainties in expenses are inflation and tax changes in the future. But the most frustrating uncertainties are the costs of health care in retirement."

Meanwhile, Mark E. from Houston says he does not have enough saved, adding, "We can pay our bills through Social Security, but we both work about 15 hours a week to provide for nicer things in life, like dining out and travel."

• Mark B. in Austin plans to move to Mexico soon, where he says his "retirement funds can go much further and quite frankly the overall quality of life is better."

Between the lines: Texas was the 10th most popular state for retirees to move to in 2021, per a 2023 SmartAsset report. Roughly 5,500 retirees moved to the state that year.

Dallas-Fort Worth had a higher rate of new business applications than the national average in 2022, per new U.S. Census Bureau and IRS data.

• Nearly 19 new business applications per 1,000 residents were filed in the metro area, ranking 23rd nationally, behind Austin.

By the numbers: The Dallas-area rate is higher than the national average of 15 applications per 1,000.

• Yes, but: The rate dropped 7.4% from 2021. Nationally, the rate declined 6.6%.

Zoom out: The southeastern U.S. is a hotbed of new business activity, home to nine of the top 10 major metro areas with the most new business applications per 1,000 residents last year.

• Miami/Fort Lauderdale/West Palm Beach (40.9) took the top spot for major metro areas.

Reality check: A filed application is no guarantee of a healthy, thriving business to follow — but at the very least it's a sign of economic optimism.

✈️ Dallas-based Southwest Airlines is evaluating its 2024 flight schedule to meet leisure travel needs and declining business travel demand. (DMN)

🏫 Fort Worth ISD added a year to the superintendent's three-year employment contract after her first year on the job. (Star-Telegram)

🩺 A Flower Mound father believes an urgent care doctor reported the family to Child Protective Services after he wrote a negative Google review about the clinic. (D Magazine)

🚨 DART has added armed security guards to its trains in response to an increase in crime on public transit. (FOX4)

Step out of the elevator onto the 49th floor of The National to one of the best views in downtown Dallas.

• The food and drink at Monarch match the view and lush velvet decor.

Pro tip: Even if you're not ready to shell out for a high-end dinner, the restaurant is worth visiting for at least a cocktail and an appetizer.

What to order: Diamond Noir — bourbon, demerara, lemon and clarified coconut milk, with a wine float.

Where: Monarch, 1401 Elm St.

Cost: $22

Six-word review: Light coconut flavor complements wine, whiskey.

📭 Know a drink we should try? Hit reply and tell us.