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Students taking a test. Photo: Frederick Florin/AFP via Getty Images

College students are being left with immense payments in tuition for classes they never finished after quitting mid-semester because of mental health breakdowns from stress and anxiety.

The big picture: As college tuition rises and pressure increases on students to do well, tuition insurance has become a popular fallback option among students when dealing with tuition payments in the middle of the school year, Douglas Belkin of the Wall Street Journal reports.

Situational awareness: College costs have continued to rise in the United States. The average cost of tuition was $34,740 in 2017 — a nearly $20,000 dollar increase from its mark in 1988, according to data from the College Board.

As costs have increased, the pressure on students to perform well has also increased with 61% of students saying they’ve sought counseling in a 2016 survey by the American Psychological Association reporting anxiety issues.

Between the lines: That anxiety causes some students to leave school and, once they leave, they're stuck with tuition payments. That's where tuition insurance comes in.

  • Most policies charge about 1% of the cost of school, so a semester that costs $30,000 would only cost about $300 in insurance.
  • As it becomes more popular, Belkin writes, more schools are working with insurers. "At least 200 schools now work with insurers, offering the coverage to families when the pay the tuition bill."

Yes, but: Most schools have a deadline for reimbursement about halfway through the semester, Belkin writes, but most students are unaware of it.

  • Once the deadline passes, families are unable to get a refund on costs for the semester.

Go deeper: College tuition costs have risen behind austerity.

Go deeper

3 hours ago - World

UN Security Council meeting on Israel-Gaza as fighting enters 7th day

Smoke billows from a fire following Israeli airstrikes on multiple targets in Gaza on May 16. Photo: Mohammed Abed/AFP via Getty Images

The United Nations Security Council was preparing to meet Sunday, as the aerial bombardment between Israel and Hamas between entered a seventh day.

The latest: Four Palestinians died in airstrikes early Sunday, as Israeli forces bombed the home of Gaza's Hamas chief, Yehya al-Sinwar, per Reuters.

7 hours ago - World

In photos: Protests in U.S., across the world over Israeli–Palestinian conflict

A protest march in support of Palestinians near the Washington monument in Washington, D.C. on May 15. Photo: Andrew Caballero-Reynolds/AFP via Getty Images

Thousands of people rallied across the U.S. and the world Saturday following days of violence in Gaza and Israel that's killed at least 145 Palestinians, including 41 children, and eight Israelis, per AP.

The big picture: Most demonstrations were in support of Palestinians. There were tense scenes between pro-Israeli government protesters and pro-Palestinian demonstrators in Winnipeg, Canada, and Leipzig, Germany, but no arrests were made, CBS News and DW.com report.

Updated 15 hours ago - World

Biden in call with Netanyahu raises concerns about civilian casualties in Gaza

Photo: Ahmad Gharabli/Nicholas Kamm/Getty Images

President Biden spoke to Israeli Prime Minister Benjamin Netanyahu Saturday and raised concerns about civilian casualties in Gaza and the bombing of the building that housed AP and other media offices, according to Israeli officials.

The big picture: At least 140 Palestinians, including dozens of children, have been killed in Gaza since fighting between Israel and Hamas began Monday, according to Palestinian health officials. Nine people, including two children, have been killed by Hamas rockets in Israel.