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A customer inserts a credit card to buy gas in Haverhill, Mass. Photo: Elise Amendola/AP

Equifax reported on Thursday that their system had been breached, putting approximately 143 million U.S. customers at risk. Since then, they have had to help customers decipher if they were impacted or not, which according to the New York Times, they've failed at.

Equifax is also allowing free credit morning for all Americans for a year, but as the NYT points out, "this protection is incomplete."

So, here's what to do next, per the NYT:

  • Sign up for a permanent freezes on your credit files: This will keep the information thief from applying for credit in your name, and can be unfrozen using a personal identification number.
  • Sign up for fraud alerts: You will be alerted by creditors if anyone tries to open an account in your name.
  • Review your credit report regularly: NYT suggests checking your report here for extra security.

Go deeper

Journalism enters dangerous new era

Illustration: Brendan Lynch/Axios

The Capitol attack on Jan. 6 resulted in at least nine physical assaults against journalists and at least five arrests, per the U.S. Press Freedom Tracker's top editor.

Why it matters: President Trump's harsh rhetoric towards the press has empowered leaders abroad and locally in the U.S. to continue to attack press that they don't like.

Ben Geman, author of Generate
2 hours ago - Politics & Policy

The beginning of the beginning for Biden's climate push

Illustration: Annelise Capossela/Axios

Joe Biden's inauguration and the days right after will bring a rat-tat-tat burst of climate policy moves, but keep this in mind amid the splashy pledges: pushing through most of his agenda will be a long, uncertain slog.

Why it matters: Biden's climate plan is far more expansive than anything contemplated under President Obama. But for all the immediate pledges, it will take years to see how far Biden gets.

Dion Rabouin, author of Markets
3 hours ago - Economy & Business

Biden's inflation danger

Illustration: Sarah Grillo/Axios

President-elect Joe Biden's $1.9 trillion stimulus proposal has economists and bullish market analysts revising their U.S. growth expectations higher, predicting a reflation of the economy in 2021 and possibly more booming returns for risk assets.

Yes, but: Others are warning that what's expected to be reflation could actually show up as inflation, a much less welcome phenomenon.