A customer inserts a credit card to buy gas in Haverhill, Mass. Photo: Elise Amendola/AP
Equifax reported on Thursday that their system had been breached, putting approximately 143 million U.S. customers at risk. Since then, they have had to help customers decipher if they were impacted or not, which according to the New York Times, they've failed at.
Equifax is also allowing free credit morning for all Americans for a year, but as the NYT points out, "this protection is incomplete."
So, here's what to do next, per the NYT:
- Sign up for a permanent freezes on your credit files: This will keep the information thief from applying for credit in your name, and can be unfrozen using a personal identification number.
- Sign up for fraud alerts: You will be alerted by creditors if anyone tries to open an account in your name.
- Review your credit report regularly: NYT suggests checking your report here for extra security.