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Waymo's self-driving Chrysler Pacifica minivan. Photo: Waymo
When Phoenix residents begin using Waymo's self-driving ride-hailing service next year, they'll be insured by Trov, a five-year-old startup that provides custom coverage. Waymo's own commercial insurance policies will cover damages to the car and from accidents.
Why it matters: The eventual arrival of self-driving cars will have a huge impact on auto insurance.
- If car ownership significantly declines in favor of ride-hailing services, passengers will need protection for lost items, medical needs while onboard, and so on.
- Insurance for the cars themselves is also expected to be heavily affected, especially as more self-driving cars hit the road, reducing accidents caused by human errors.