Feb 28, 2018

Study: Trump rule will cut ACA enrollment by 3 million

Association health plans were part of President Trump's executive order on health care. Photo: Jabin Botsford/The Washington Post via Getty Images

Roughly 3.2 million people will likely switch from Affordable Care Act coverage into newly expanded “association health plans,” according to an analysis from the consulting firm Avalere. Most of them would be leaving the ACA’s marketplace for small businesses, rather than for individuals.

Why it matters: The repeal of the individual mandate will draw a few million people out of ACA coverage. Separate administrative actions, a few million more. And the 3 million from association health plans, on top of that. Each of those policies may not be fatal to the ACA on their own, but they're cumulative.

Association health plans allow similarly situated consumers to band together and buy health coverage as a group, and they’re a cornerstone of the Trump administration’s effort to bolster non-ACA insurance options.

Between the lines: Avalere expects the annual premiums for an association plan to be almost $3,000 lower than the cost of ACA-compliant small-group insurance, and nearly $10,000 lower than the cost of an individual ACA plan.

  • That’s mostly because they’re expected to offer skimpier benefits and have more flexibility to vary individual enrollees’ premiums.
  • Because association plans will likely to appeal to healthier people, Avalere expects the new rules to raise ACA premiums by about 3.5% for individuals and 0.5% for small businesses.

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In photos: Life in the era of coronavirus across the U.S.

Cellist Jodi Beder performs a daily concert on her front porch in Mount Rainier, Maryland, to help people passing by and her neighbors cope with the outbreak. Photo: Andrew Caballero-ReynoldsE/AFP via Getty Images;

The number of novel coronavirus cases in the U.S. has grown from one on Jan. 21 to over 312,000 by early Sunday, per Johns Hopkins.

The big picture: Roughly 3/4 of the American population is on lockdown. From practicing social distancing to the shutdown of non-essential businesses, here's how Americans are coping with the massive upheaval the outbreak has brought, in photos.

Coronavirus dashboard

Illustration: Sarah Grillo/Axios

  1. Global: Total confirmed cases as of midnight ET: 1,202,827 — Total deaths: 64,771 — Total recoveries: 246,886Map.
  2. U.S.: Total confirmed cases as of midnight ET: 312,076 — Total deaths: 8,496 — Total recoveries: 14,997Map.
  3. Public health latest: CDC launches national trackers and recommends face coverings in public. Federal government will cover costs of COVID-19 treatment for uninsured. The virus is hitting poor, minority communities harder and upending childbirth.
  4. 2020 latest: "We have no contingency plan," Trump said on the 2020 Republican National Convention. "We're having the convention at the end of August."
  5. Business updates: Restaurants step up for health care workers. Employees are pressuring companies to provide protections during coronavirus.
  6. Oil latest: Monday meeting among oil-producing countries to discuss supply curbs is reportedly being delayed amid tensions between Saudi Arabia and Russia.
  7. Education update: Many college-age students won't get coronavirus relief checks.
  8. 1 🏀 thing: The WNBA postpones start of training camps and season.
  9. What should I do? Pets, moving and personal health. Answers about the virus from Axios expertsWhat to know about social distancingQ&A: Minimizing your coronavirus risk.
  10. Other resources: CDC on how to avoid the virus, what to do if you get it.

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World coronavirus updates: Confirmed cases top 1.2 million

Data: The Center for Systems Science and Engineering at Johns Hopkins, the CDC and China's Health Ministry. Note: China numbers are for the mainland only and U.S. numbers include repatriated citizens and confirmed plus presumptive cases from the CDC

The number of novel coronavirus cases surpassed 1.2 million worldwide Saturday night, as Spain overtook Italy as the country with the most infections outside the U.S. The global death toll has surpassed 64,700, per Johns Hopkins data.

The latest: The United Kingdom's Queen Elizabeth II will speak in a televised address on the coronavirus Sunday of the "disruption that has brought grief to some, financial difficulties to many, and enormous changes to the daily lives of us all," per the BBC. The U.K. death toll rose 708 to 4,313 on Saturday — the fourth highest in the world.

Go deeperArrowUpdated 3 hours ago - Health