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Sam Baker Dec 20
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Repealing the individual mandate won't affect employer coverage

Photo: Alex Brandon / AP

There's been a lot of focus on how repealing the individual mandate affects the individual market (it raises premiums and decreases competition). But, as my colleague Caitlin Owens notes, repealing the mandate is also likely to decrease the number of people with employer-based coverage, too.

The big difference: While decreasing coverage on the individual market is likely to destabilize the market itself, the effect on the employer market is probably negligible.