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Today's newsletter is 882 words — a 3.5-minute read.

1 big thing: Making infertility coverage more inclusive

Illustration: Lindsey Bailey/Axios

A new, more expansive definition of "infertility" could bring help to hopeful LGBTQ+ and single parents in California and beyond.

Why it matters: Redefining the condition could lead to broader insurance coverage of fertility services like egg freezing and in vitro fertilization for all people who need help starting families — not just heterosexual couples.

Driving the news: The American Society for Reproductive Medicine redefined infertility to include people who need medical intervention, such as donor eggs or sperm, to achieve pregnancy.

  • It's no longer limited to when a man and a woman can't get pregnant after a year of unprotected intercourse or intrauterine insemination — or six months for women over 35.
  • The updated language applies to anyone who needs help having children, regardless of relationship status, gender identity or sexual orientation.

Between the lines: "There's been a real issue with getting access to treatment for certain causes of infertility including for single people [and] people in same-sex relationships … so it became clear that we need to explicitly address that," ASRM spokesperson Sean Tipton told Axios.

Zoom in: California only requires insurers to offer infertility treatment coverage, but that does not include IVF coverage, according to infertility advocacy group Resolve.

States where IVF and infertility are insured
Data: Resolve; Map: Thomas Oide/Axios

What we're watching: While the new "infertility" definition creates one avenue to more inclusive coverage, California legislators are pursuing another.

  • State lawmakers are considering a two-year bill that would require health insurance plans to cover the diagnosis and treatment of infertility and fertility services, including IVF.
  • It also expands the definition of infertility to include coverage for LGBTQ+ individuals and surrogates.
  • "Historically, many cannot afford the out-of-pocket costs of treatment, and LGBTQ+ individuals have been largely excluded in California due to a hetero-normative definition of infertility," state Senator Caroline Menjivar said in a statement.
  • Yes, but: Previous legislative attempts to expand coverage to include IVF, diagnosis and treatment for single persons, same-sex couples and transgender people stalled.

Go deeper

2. Hoke's big buyout

SDSU Aztecs Head coach Brady Hoke against the UCLA Bruins at Snapdragon Stadium on Sept. 9. Photo: Tom Hauck/Getty Images

San Diego State University is in the closing stretch of a disappointing season, but head football coach Brady Hoke's contract gives him a compelling case for job security, according to the latest data from USA Today as reported by Axios' Maxwell Millington.

Driving the news: Hoke's contract pays him $1.27 million per year, but the university would have to bump his salary to $4.8 million to part ways before it expires on June 30, 2027.

By the numbers: Hoke's compensation puts him in the middle of the pack among his peers.

  • His pay ranks 78th among the 119 college football coaches for which USA Today has contract details.
  • Hoke is the 8th highest paid coach of the 12 Mountain West Conference teams, though USA Today did not have information for Air Force.
  • SDSU basketball coach Brian Dutcher out-earns Hoke too, with a $1.35 million base salary last year, according to USA Today's college basketball coach salary database. (Dutcher's contract also carries a $5.9 million buyout.

What we're watching: SDSU football's second season in Snapdragon Stadium has not gone to plan.

  • The team is 3-5 — good for 8th place in the Mountain West, the conference it explored leaving this summer amid nationwide conference realignment.
  • SDSU needs to win three of its next four games to be bowl-eligible for what would be a 14th consecutive year. All four teams remaining on SDSU's schedule are ahead of it in the standings.
  • In its last game, SDSU lost 6-0 to Nevada at home, helping the Wolf Pack break a 16-game losing streak dating to Nov. 27, 2021.

3. The Lineup: SeaWorld gives city the fin

Illustration: Brendan Lynch/Axios

🐳 SeaWorld is arguing in court that the city of San Diego is not entitled to $12.2 million in back rent because the park suffered "substantial damages" from closures due to the COVID-19 pandemic. (Union-Tribune)

City officials are pursuing plans for a safe camping site or parking lot that could provide shelter for up to 700 homeless individuals in Point Loma. (Voice of San Diego)

🚛 Emissions from electricity use in San Diego fell 27% from 2020 to 2021 as the region increasingly relied on renewable energy sources. But emissions from cars and trucks increased 13% during the same period. (KPBS)

🍕 Pitfire Pizza, the Los Angeles standout that's been nominated for a James Beard Award among other distinctions, is opening its first San Diego County outpost. The Carlsbad location is open for full service tomorrow. (Eater)

4. Reader Reacts: Your dressed-up doggos

Happy Halloween from Jessie and Enoki! Photos courtesy of J. Nolin and Naomi L.

👏 Give it up for Jessie, the "lion politician" and unofficial winner of our very serious pet Halloween costume contest!

🦞 Enoki the lobster, with an iconic photoshoot at Windansea, is our second-place winner!

Honorable mentions: Ozzie is not quite loving his role as Sven from "Frozen."

  • And Daisy, who rocked her pumpkin headband at doggie daycare, has a contagious smile.
Two dogs in Halloween costumes, one is a reindeer and the other has a pumpkin headband.
Ozzie and Daisy look so sweet. Photos courtesy of Leora G. and The Animal Keeper via Amanda S.

New jobs to check out

💼 See who's hiring around the city.

  1. Associate Director Marketing at Acaidia Pharmaceutical.
  2. Senior Sales Representative, Performance Contracting at Honeywell.
  3. National Records Manager at Epiq.

Want more opportunities? Check out our Job Board.

Hiring? Use code FIRST50 for $50 off your first job post.

5. Chupa crowned best cryptid

Illustration: Allie Carl/Axios

Speaking of contests ... We can see why the creepy Chupacabra defeated Bigfoot to take the title as best cryptid!

Go deeper: Want to explore the myth behind our favorite blood-sucking beast? Check out this short video explainer, this book and this article.

Our picks:

🏆 Andy is coming down from the 2023 sports equinox.

💕 Kate is proud of her bridesmaid proposal boxes, which are an excessive but thoughtful tradition.

This newsletter was edited by Gigi Sukin and copy edited by Keely Bastow.