Stories by Ian Sweeney

Expert Voices

Automakers could use vehicle data to compete with auto insurers

Illustration of a car stuffed with 1s and 0s, some 1s and 0s are spilling out.
Illustration: Aïda Amer/Axios

Automakers are beginning to offer subscription packages that include insurance, typically via a third-party provider. Tesla has gone a step further, recently announcing it will offer its own policies, which may signal a larger shift in auto insurance.

Why it matters: The volume of vehicle behavioral data that connected vehicles will generate could be leveraged by automakers to edge into the insurance market, while enabling them to proactively protect drivers by recommending safer routes.