

A recent survey from Bankrate pulled data from 60 online savings and money market accounts at 57 different financial institutions and found that 87% of them pay at least 2% APY.
Yes, but: Less than 1 in 5 Americans say they're earning that much interest on their savings account. It's a $50 billion mistake, analysts say.
Go deeper: Americans saving money in the wake of the financial crisis get a leg up